Estimate the health class before you compare term life quotes.

Answer the underwriting questions that usually move pricing: build, tobacco history, blood pressure, cholesterol, driving, family history, and substance history. We turn those inputs into a conservative quoting class before showing results.

Advisor layer

This is not final underwriting. It is a better starting point than guessing, especially when one or two health factors could change which quote is worth pursuing.

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Height and weight

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Tobacco history

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Blood pressure

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Cholesterol

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Driving history

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Family history

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Substance abuse treatment history

How to use this

Give your best current answers. If a factor is uncertain, choose the more conservative answer and let the team review it with you later.

Birth Month Birth Day Birth Year Sex State ZIP Code Face amount Term Selected health class Tobacco use Tobacco history

Height / Weight

Feet Inches Weight

Blood Pressure / Cholesterol

Blood pressure medication Cholesterol medication Systolic Diastolic Years since last blood pressure treatment Years of blood pressure control Total cholesterol HDL ratio Years since last cholesterol treatment Years of cholesterol control

Driving / Family / Substance Abuse

Had a driver's license DUI / DWI conviction Reckless driving conviction License suspended or revoked More than one accident Family-related deaths Family disease occurrences Alcohol treatment history Drug treatment history

Use the standard quote page instead